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Our Services
Our Specialities
OTO Services
As financial professionals using a Fiduciary lens, the services provided through OTO Financial will always be focused on what's in your best interest. We offer a vast array of providers and offerings, and the support necessary to make opening an account or transitioning existing assets stress and trouble-free.
Services We Offer
OTO Financial
OTO Financial offers access to simple brokerage, sophisticated investments, Managed Brokerage and annuity options for those wishing to open a Traditional IRA. Whether you wish to roll existing assets from an employer program or an older IRA, you’ll have the opportunity to work directly with an OTO professional to determine the best option for your specific situation. Our Support team will then assist in making the account-opening and asset transition process simple and stress-free.
OTO Financial offers access to Roth IRA options including simple brokerage, sophisticated investments, Managed Brokerage and annuities to fit specific income or growth needs.
Whether you wish to roll existing assets Roth assets from an employer program or an older Roth IRA, or convert Traditional IRA assets to Roth, you’ll have the opportunity to work directly with an OTO professional to determine the best option for your specific situation. Our Support team will then assist in making the account-opening and asset transition process simple and stress-free.
Annuities aren’t for everyone; but there is no reason to exclude them from consideration when reviewing your options.
There is a large, ever-changing selection of annuity programs available to accomplish specific financial objectives. It takes an experienced hand to guide you through evaluating these programs and providers, identifying and explaining the ones that may best suit your needs.
The OTO Financial professionals hold some of the highest levels of financial service industry credentials and licensure, enabling them to select from a vast array of providers and programs, offering options you might not have known were possible, aimed at meeting those very specific needs.
For those with substantial assets sitting on the sidelines, either due to risk-based fears, or because the funds will be needed at a specific point and full access is important, there are investment-related options beyond traditional bank-related products you may want to consider. Speak with an OTO Financial professional to discuss your situation and discover some options you didn’t know existed.
Although OTO Financial doesn’t provide tax or legal advice, we will work with your attorney to help ensure that your investments, legal structures such as wills and trusts are aligned. If this integration is done as part of developing a larger financial plan, then we will coordinate efforts involving your accountant and attorney to create a plan that is bolstered by the necessary legal and tax structures.
Over time, you may have accumulated a mix of accounts and employer plans, creating a confusing and unwieldy financial picture. Together with your OTO Financial professional, you’ll review each account to determine your best options, with the goal of streamlining and bringing order that you’ll understand and appreciate.
Whether or not you’re close to retirement, an OTO professional can guide you through a discussion about your situation, desires and mix of retirement resources, resulting in an analysis focused on tax efficiency, Social Security timing and maximizing impact of retirement-focused investments. You’ll find out about offerings from our vast array of providers and programs that meet your unique needs and create your pathway into and through retirement.
If you have aging parents or other relatives, then there are simple changes that can be made during their lives to simplify things when they die. When a loved one dies, a great deal of confusion can ensue. Consider your OTO Financial professional as a trusted advisor able to provide guidance throughout the estate settlement process. You may already know that you will be receiving an inheritance. Before that happens, sit down with your OTO professional to discuss options for the money and walk through any questions or challenges you are facing.