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Healthcare Professionals
Over the past few decades, healthcare has seen frequent mergers,
ownership changes and shifting local environments.
This has resulted in healthcare professionals participating in a confusing array of legacy pension and retirement programs. We help our healthcare clients to understand the nature of these programs, to update and/or coordinate the ones that can’t move, and to consolidate the ones that can.
Educate
As a Healthcare professional, OTO Financial will help you to make sense of the benefits you have.
We will help guide you through an initial process of confirming that existing benefit programs have up-to-date beneficiaries, that accounts are structured to maximize impact on your taxes and that programs are being properly funded. We will review legacy Plans and help you to either update or move them. We will work with you to create an investment strategy that makes sense, given the market conditions, other retirement investments, your personal orientation to risk and your time to retirement.
Consolidate
OTO Financial will evaluate any accounts from a former employer, inheritance, or from time spent with a previous advisor.
We will evaluate all of the accounts, and if it would be beneficial, we will help you to consolidate them based on a desire to lower costs, relieve complexity or pursue a specific goal that is not being addressed.